Why Is My Credit Card Processor Holding My Money?

As a 20-year veteran of the credit card processing industry, I’ve heard my fair share of complaints surrounding how the industry works. One of the most common complaints I’ve heard relates to fees. I’ve told my sales team this a million times: we charge money to take money, so most of the time we’re viewed as the bad guys — regardless of how little our margin is — because the perception is that the whole fee goes right to us.

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Is There a Hidden Cost to Cash?

Is There a Hidden Cost to Cash?

From our friends at Clover. If you’re a small business owner contemplating going cashless, consider this: An increasing number of Americans no longer use cash in their weekly purchases, according to?new research. Today, 29 percent of U.S. Americans have bid farewell...

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Meet Poynt, BLUEDOG’s New Best Friend

Meet Poynt, BLUEDOG’s New Best Friend

The Poynt Smart Terminal: The world's first smart terminal continues to amaze Payment hardware isn't always beautiful, but thanks to a handful of vendors, it not longer has to be ugly. For whatever reason the point of sale has been overlooked for years; design has...

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BlueDog Acquires Invoicing Start-Up Invoices123.com

BlueDog Acquires Invoicing Start-Up Invoices123.com

Vero Beach, FL - Blue Dog Business Services (BlueDog), an award-winning merchant service provider and one of INC. Magazine's Fastest growing privately owned companies of 2017 have finalized their acquisition of Cyprus-based invoicing Start-Up Invoices123.com....

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Why Is My Credit Card Processor Holding My Money?

Why Is My Credit Card Processor Holding My Money?

As a 20-year veteran of the credit card processing industry, I’ve heard my fair share of complaints surrounding how the industry works. One of the most common complaints I’ve heard relates to fees. I’ve told my sales team this a million times: we charge...

read more
On The Lost Art Of Math

On The Lost Art Of Math

I remember well the day when I decided to write an article on this topic. Let me replay the moment for you. In typical Saturday morning fashion, my son and I left my sleeping wife and daughter at the house to make a dash for the grocery store and...

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The Equifax Breach is Very Bad. Try to Mitigate the Fallout Now

The Equifax Breach is Very Bad. Try to Mitigate the Fallout Now

Compromising the names, birthdates and Social Security numbers of 143 million Americans is pretty bad. In fact, it’s hard to imagine how a data breach could be worse unless you were to simply increase that number. But our lack of imagination doesn’t mean the breach isn’t, FAR worse than it sounds. When you start to look at the potential consequences of such a breach, it actually becomes difficult to really stress just how bad the breach could be. Equifax, for its part, isn’t helping.
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Duct Taping Walmart onto Google Products Won’t Stop Amazon

Duct Taping Walmart onto Google Products Won’t Stop Amazon

It's an obvious move to counter the popularity of Amazon Echo, the home of Alexa, Amazon's good but not quite "intelligent" voice assistant, and acquire some of that sweet sweet voice ordering market share. It is also an example of the woefully unprepared, short-sighted vision of the top folks at Wal-Mart.
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Part 3: The Elk & The Future According to Amazon

Part 3: The Elk & The Future According to Amazon

Amazon Go is a utopian, and possibly unrealistic vision of what they plan to do. Amazon Go, as Amazon describes it, "... is a new kind of store with no checkout required. We created the world’s most advanced shopping technology so you never have to wait in line. With our Just Walk Out Shopping experience, simply use the Amazon Go app to enter the store, take the products you want, and go! No lines, no checkout." Amazon had planned to open Amazon Go to the public in early 2017, but technical set backs have delayed public availability.
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Should I Pay With My Debit Or Credit Card?

Should I Pay With My Debit Or Credit Card?

It’s true, paying with a debit card is a more fiscally sound and responsible thing to do. For example, with a debit card, you're less likely to find yourself in debt, as it requires you to spend within your financial means. However, paying with a credit card offers opportunities for interest-free financing (assuming you pay your bill at month's end), and keeping up on your payments helps you build, or rebuild, your credit.
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Market Cascade in the Greater Retail Ecosystem

Market Cascade in the Greater Retail Ecosystem

In 2015, Amazon's market capitalization overtook Walmart and, without any meaningful physical retail presence, Amazon directly competes with virtually every major retailer in the United States. If the Walmarts and Home Depots of the 90s were retail predators, Amazon had grown into an Apex-predator.
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Demystifying Payments

Demystifying Payments

When it comes to starting and running your business, there are many complicated and challenging components, including raising capital, streamlining processes, leveraging technology, recruiting and managing staff, accounting, customer service, and marketing. None of it amounts to anything if you can’t successfully collect payment from your customers. And in our modern world, the most common means of consumption and payment processing is via credit card.
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About BlueDog

Our Mission is Simple:
Be the Best Friend to Your Business.

At BLUEDOG we’re mindful of our customer’s bottom line which is why we emphasize a customer-first approach to everything we do.

From providing the most competitive pricing to dedicated customer support and a wide array of flexible payment solutions, BLUEDOG is fixing the merchant services industry one best friend at a time.

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